Fixed IncomeInvestment

NCD & Corporate Bonds

Calculate scheduled coupon payouts and total yield on AA and AAA rated institutional Non-Convertible Debentures.

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Investment SuiteFixed Income

NCD & Corporate Bonds

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Calculate scheduled coupon payouts and total yield on AA and AAA rated institutional Non-Convertible Debentures.

Principal Bond Investment

₹10,00,000

Annual Coupon Yield

10.5%

Maturity Tenure

5 Years

Annual Cashflow

₹1,05,000

Total Interest Yield

₹5.25 Lakh

Maturity Payout

₹15.25 Lakh

Compounding Insight

A fixed coupon rate of 10.5% generates ₹1,05,000 in annual payouts, yielding ₹5,25,000 total interest over 5 years.

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Formula & Compliance Note:

Annual Yield = Principal × Coupon Rate; Total Payout = Principal + (Annual Coupon × Tenure).

Corporate debentures carry credit risk. Vittavardhanaa facilitates exclusively SEBI-compliant rated offerings.

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Frequently Asked Questions about NCD & Corporate Bonds

A Non-Convertible Debenture (NCD) is a corporate bond issued by companies to raise long-term capital. It pays a fixed interest (coupon) and cannot be converted into equity shares.

It calculates the scheduled coupon payouts (annual yield = principal × coupon rate) and the total payout at maturity (principal + total accumulated coupons) based on the bond's tenure.

No, corporate debentures carry credit default risk. It is crucial to invest in high-rated NCDs (AA and AAA) issued by reputable institutions to minimize this risk.

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Statutory Disclaimer

Calculators and simulators provided on this website are for educational and illustrative purposes only. Vittavardhanaa Wealth is an AMFI-Registered Mutual Fund Distributor (ARN-109305). We do not guarantee returns or provide discretionary portfolio management. Investments are subject to market risks. Read all scheme and offer documents carefully.