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SIP Calculator

Simulate wealth accumulation through disciplined monthly Systematic Investment Plans in mutual funds.

Built & Reviewed by Kishore V J

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SIP Calculator

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Simulate wealth accumulation through disciplined monthly Systematic Investment Plans in mutual funds.

Monthly Investment

₹25,000

Expected Return Rate (p.a.)

13%

Investment Horizon

15 Years

Invested Amount

₹45.00 Lakh

Estimated Returns

₹93.92 Lakh

Total Maturity Value

₹1.39 Cr

Compounding Insight

By investing ₹25,000/mo for 15 years, you contribute ₹45.00 Lakh and generate ₹93.92 Lakh in returns. Total wealth multiplier: 3.09x.

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Formula & Compliance Note:

M = P × [((1 + i)^n - 1) / i] × (1 + i)

Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.

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Frequently Asked Questions about SIP Calculator

The SIP calculator uses the future value of an annuity formula: M = P × [((1 + i)^n - 1) / i] × (1 + i), where P is the monthly investment, i is the monthly interest rate, and n is the total number of months. It estimates the future value of your monthly investments assuming a constant annual return.

No, the returns shown by the SIP calculator are purely illustrative based on the expected rate of return you input. Mutual fund returns are subject to market risks and fluctuate daily.

Our basic SIP calculator shows nominal future wealth. You must mentally account for inflation reducing the purchasing power of that future corpus, or use an inflation-adjusted calculator.

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Statutory Disclaimer

Calculators and simulators provided on this website are for educational and illustrative purposes only. Vittavardhanaa Wealth is an AMFI-Registered Mutual Fund Distributor (ARN-109305). We do not guarantee returns or provide discretionary portfolio management. Investments are subject to market risks. Read all scheme and offer documents carefully.