Alternative Investments

Decoupled asset classes for sophisticated portfolio hedging.

Reviewed by Kishore V J

Chief Investment Strategist, Vittavardhanaa Wealth

Service Overview

Alternative investments present opportunities that operate outside standard stock and bond corridors. Vittavardhanaa curates alternative asset opportunities, evaluating structured corporate debt, real estate, and fixed-income systems for premium clients.

Core Benefits & Scope

Invoice Discounting

A financing method where a business sells its unpaid invoices to a lender for immediate cash, yielding short-term, competitive returns.

Non-Convertible Debentures (NCDs)

Long-term debt instruments issued by corporations offering fixed interest rates, not convertible into equity.

Fractional Real Estate

Buying shares of high-value commercial properties instead of full ownership, lowering entry barriers.

REITs

Real-estate investment trusts traded like stocks, offering high dividend yields and portfolio diversification.

Corporate Bonds

Fixed-income lending to top-tier corporations with scheduled interest payouts.

Service Metrics

Asset Risk ProfileModerate to Aggressive

Ideal Horizon1 - 7 Years

Primary OfferingsInvoice Discounting, NCDs, Fractional RE, Bonds, REITs

Average Historical Yields9% - 14% per annum

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Frequently Asked Questions about Alternative Investments

Alternative Investment Funds (AIFs) are privately pooled investment vehicles that collect funds from sophisticated investors, whether Indian or foreign, for investing in assets like real estate, unlisted equity, private equity, or distressed assets. They require a high minimum investment, typically ₹1 Crore as per SEBI regulations.

NCDs are fixed-income debt instruments issued by corporations to raise long-term capital. They cannot be converted into equity shares. They usually offer higher interest rates than bank FDs but carry the credit risk of the issuing corporation.

Alternative assets are suitable for high-net-worth individuals (HNIs) or sophisticated investors seeking portfolio diversification beyond traditional stocks and bonds, and who can tolerate illiquidity and higher risk profiles.